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EBA Reporting Overhaul Raises Penalties and Reshapes EU Banking Compliance Architecture
Financial institutions that fail to comply with updated technical standards issued under the European Banking Authority face substantial administrative sanctions, with penalties potentially exceeding ten million euros or reaching up to ten percent of annual turnover. The evolving European regulatory environment is undergoing a major structural shift following the publication of the draft technical package for reporting framework version 4.3. This extensive revision merges new
Apr 244 min read


EBA Report Highlights Progress and Ongoing Challenges in EU Banks’ MREL Compliance
The European Banking Authority (EBA) has released its second Impact Assessment Report on the minimum requirement for own funds and eligible liabilities (MREL), examining how the framework has affected banks across the European Union, as well as its influence on markets and funding structures. According to the findings, banks within the EU have continued to strengthen their MREL positions while also improving their access to financial markets, with minimal disruption to their
Mar 262 min read


EBA Sets Out Final Reporting Framework for Third-Country Branches Under CRD VI
The European Banking Authority has released its final report on draft implementing technical standards for the supervisory reporting of third-country branches under the Capital Requirements Directive VI. The authority said the new reporting package is designed to provide supervisors with high-quality information while ensuring proportionality, clarity, and operational feasibility for reporting institutions. The framework introduces uniform reporting formats, harmonized defini
Mar 232 min read
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